That's not a guess. A 2025 Intuit QuickBooks study of more than 2,000 small businesses found 56% are owed money on unpaid invoices, about $17,500 each. Don't believe us? The study is right below. Then we'll show you the simple fix.
The study
“56% of small businesses are owed money on unpaid invoices, an average of $17,500 each.”
What it means
Read that again. More than half of small shops did the work, sent no bill or sent it late, and never got the money. The average pile is $17,500. That's a truck payment. That's a hire. That's a slow month covered. And most of the time, it's not gone because the customer won't pay. It's gone because nobody kept track of it.
More real numbers
$280B
drains out of US construction every year from slow payments, about 14% of total construction costs.
Rabbet, 2024 Construction Payments Report82%
of contractors now wait 30+ days past the due date to get paid, up from 49% two years earlier.
Rabbet, 2024 Construction Payments ReportWhy the number is that bad
Think about how you track who owes you right now. If you run a trade, it probably looks like this:
None of those show you the whole list. So bills slip. A few every month. Over a year, that's how a shop ends up owed $17,500 it can't even see.
Here's the real reason
You're not on paper because you're lazy. You're on paper because you tried the office apps and they let you down. They freeze the second you lose signal. They want a fee for every worker. They're built for a desk jockey, not for a guy standing in a customer's basement with mud on his boots.
So you did the smart thing. You went back to the invoice book that always works. The problem is, the invoice book can't show you the whole list of who still owes you. And that's exactly where the $17,500 hides.
The fix
Jobflo works from the truck, not the office. It saves every invoice the second you make it, even with no signal. It all sits in one list, marked paid or unpaid. So you open the app and you know, right away, who's squared up and who still owes you. That's how you stop being one of those numbers.
Make the invoice right there at the truck. It saves to your phone the second you tap done, even with no signal. No paper slip to lose, no bill you forget to write up. The job gets logged the moment it's done.
Open the app and there it is: every invoice, marked paid or unpaid. No more sticky notes, no more guessing. You can't chase money you forgot you were owed, so Jobflo keeps the whole list right in front of you.
The customer can pay by card on the spot from your own Stripe account. The money goes straight to your bank. That's how the pile of unpaid invoices stops growing and starts shrinking.
Proof
Jobflo is brand new, so we're not going to paste fake five-star reviews here. When real trade owners share how much they've collected with Jobflo, their words go right in this spot, with their name and their trade. Until then, the numbers above come from named, dated studies you can open and read yourself.
Launch offer
Jobflo is brand new. Join early and pay half price for three months on any plan. That's the honest reason for the deal: we want the first trade owners on board.
Trial first, no card required. Enter code LAUNCH at checkout for 50% off your first 3 months.
Common questions
Yes. The main stat comes from Intuit QuickBooks and their 2025 US Small Business Late Payments Report, which surveyed more than 2,000 small businesses. The rest come from Rabbet and Atradius. Every number on this page is named, dated, and linked to the source. We don't round them or make them up.
It saves every invoice the second you make it and shows you, in one tap, who's paid and who still owes. So you always know exactly who to follow up with. You can't collect money you forgot you were owed. Jobflo makes sure you never forget it again.
No. You connect your own Stripe account, the money goes straight to your bank, and Jobflo never holds it or takes a cut. The only fee is the card fee, about 2.9% plus 30 cents, which is Stripe's. Every app has it, and you can pass it to the customer if you want.
Plans are $39, $129, or $299 a month, flat, with no per-worker fees. Every plan starts with a 14-day free trial of everything, and you don't need a card to start. Cancel anytime in two taps.
14-day free trial. No card to start. Works offline. Cancel anytime.