For service businesses

The real cost of getting paid late

You do the work. That part you've got down. Getting paid is where the money leaks out — bills sent late, bills forgotten, bills you can't even remember sending. The numbers below come from real, named studies. They're bigger than most people think.

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The numbers

5 stats that show how much late billing really costs

Every number below is real, named, and dated. We didn't change a single one.

  1. 1

    82% of contractors now wait 30+ days past the due date to get paid.

    That's up from 49% just two years before. If you run a trade, getting paid a month late isn't bad luck anymore — it's the normal way it goes.

    Source: Rabbet, 2024

  2. 2

    56% of small businesses are owed money from unpaid invoices — an average of $17,500 each.

    More than half of small shops are sitting on money they earned but never collected. That's a truck payment, a hire, or a slow month covered — just gone.

    Source: Intuit QuickBooks, 2025

  3. 3

    Half of all B2B invoices in the US are paid late.

    Flip a coin on every bill you send. One side, they pay on time. The other side, you wait. That's how often money shows up late.

    Source: Atradius Payment Practices Barometer, 2024

  4. 4

    Slow payments drain about $280 billion a year from US construction — roughly 14% of all construction costs.

    Almost one out of every seven dollars in construction gets eaten by money that comes in slow. That cost lands on small crews the hardest.

    Source: Rabbet, 2024

  5. 5

    88% of small businesses hit regular cash-flow disruptions.

    Nearly every small business runs into a cash crunch on a regular basis. When the money you're owed comes in late, you're the one floating the bill.

    Source: Relay, 2025

Here's the thing

Most of this isn't a pricing problem. It's a tracking problem.

Look again at those numbers. They're not about charging too little. They're about money that was earned and never collected — bills sent late, or forgotten, or lost.

You can't chase money you forgot you were owed. That's the whole game. The fix isn't raising prices — it's never losing track of a single invoice again.

The fix

Jobflo keeps every invoice — so you stop leaving money behind

Jobflo saves every invoice the second you make it — even with no signal. It all sits in one list, marked paid or unpaid. So you open the app and you know, right away, who's squared up and who still owes you. That's how you stop being one of those stats.

1. Bill it on the spot

Make the invoice at the truck. It saves the second you tap done — nothing to lose.

2. It saves with no signal

No bars? No problem. It holds on your phone and uploads on its own when you're back.

3. See who still owes

One tap shows paid vs unpaid. You chase the real money — and you actually collect it.

Built so you get paid

Everything points at one thing: collecting the money you earned.

Every invoice saves the second you make it

Bill the job right there at the truck. It saves to your phone the moment you tap done — no slip to lose, no “I'll write it up later” that never happens. Money you'd have left behind is now logged and ready to collect.

See who paid and who still owes — in one tap

Open the app and there it is: every job marked paid or unpaid. You can't chase money you forgot you were owed — so we keep the whole list in front of you. That's how those late and lost invoices stop slipping away.

Works in the dead spots, syncs later

Out where there's no signal? Jobflo keeps working. The invoice saves on your phone and uploads on its own when you're back in range. Nothing gets dropped, so nothing goes uncollected.

Always know what you're owed

One clean total of the money still out there. No digging through truck slips or guessing. When you can see what you're owed, you actually go get it — and that's where the leak closes.

Get paid, your way

Your money. Your bank. We never touch it.

Cards cost money to run — about 2.9% plus 30¢. Every app has that fee, because the card company charges it, not us. Here's the honest part: what Jobflo does with your money is different.

We take no cut

Jobflo adds nothing on top of the card fee. Not one penny goes to us.

It's your Stripe

Payments run through your own account. The money lands in your bank. We never hold it.

Pass the fee, or don't

Turn on cash discount and the card fee goes to the customer instead of you. Your call.

The card fee — about 2.9% + 30¢ — is Stripe's, not ours. Jobflo's cut is $0.

Launch offer

Half off your first 3 months

Jobflo is brand new. Join early and pay half price for three months on any plan.

Use codeLAUNCHat checkout

Trial first, no card required. Enter code LAUNCH at checkout for 50% off your first 3 months.

Common questions

About late billing, the stats, and getting paid

Why are so many invoices paid late?

A lot of it isn't about price — it's about tracking. When you can't see who still owes you, you can't chase it. The bills pile up, you forget a few, and that money just sits out there. Jobflo keeps every invoice in one list, marked paid or unpaid, so nothing slips through.

How does Jobflo help me get paid faster?

It saves every invoice the second you make it and shows you, in one tap, who's paid and who still owes. So you always know exactly who to follow up with. You can't collect money you forgot you were owed — Jobflo makes sure you never forget.

Are these stats real?

Yes. Every number on this page comes from a named, dated source — Intuit QuickBooks, Atradius, Rabbet, and Relay. We don't change, round, or make up any of them. Late and lost billing is a real, measured problem for trade businesses.

Does Jobflo take a cut of my payments?

No. You connect your own Stripe account, the money goes straight to your bank, and Jobflo never holds it or takes a cut. The only fee is the card fee — about 2.9% + 30¢ — that's Stripe's, every app has it, and you can pass it to the customer if you want.

How much is it, and is there a trial?

Plans are $39, $129, or $299 a month, flat — no per-worker fees. Every plan starts with a 14-day free trial of everything, and you don't need a card to start. Cancel anytime in two taps.

Stop leaving money on the table.

14-day free trial. No card to start. Works offline. Cancel anytime.